Reply-To: <eelo@mfa.ee>
From: <eelo@mfa.ee>
To: "Justiits- ja Digiministeerium" <info@justdigi.ee>,
	<eelo@mfa.ee>
Subject: C-571/26
Date: Thu, 30 Jul 2026 13:55:07 +0300
Keywords: liivia
Message-ID: <202607301055.66UAt7NC004858@eelo-host.mfa.ee>
MIME-Version: 1.0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit
Thread-Index: AQKOmdZwqdJsMLd8lJ5o+ne+XLiwkQ==
X-MS-Exchange-Organization-ExpirationStartTime: 30 Jul 2026 10:55:08.9179
 (UTC)
X-MS-Exchange-Organization-ExpirationStartTimeReason: OriginalSubmit
X-MS-Exchange-Organization-ExpirationInterval: 1:00:00:00.0000000
X-MS-Exchange-Organization-ExpirationIntervalReason: OriginalSubmit
X-MS-Exchange-Organization-Network-Message-Id: 3903e942-aa36-4488-611b-08deee2905a8
X-EOPAttributedMessage: 0
X-EOPTenantAttributedMessage: 8fe098d2-428d-4bd4-9803-7195fe96f0e2:0
X-MS-Exchange-Organization-MessageDirectionality: Incoming
X-MS-PublicTrafficType: Email
X-MS-TrafficTypeDiagnostic: AMS0EPF00000199:EE_|PAWPR02MB9199:EE_|AS8PR02MB7159:EE_
X-MS-Exchange-Organization-AuthSource: AMS0EPF00000199.eurprd05.prod.outlook.com
X-MS-Exchange-Organization-AuthAs: Anonymous
X-MS-Office365-Filtering-Correlation-Id: 3903e942-aa36-4488-611b-08deee2905a8
X-MS-Exchange-AtpMessageProperties: SA|SL
X-MS-Exchange-Organization-SCL: -1
X-Microsoft-Antispam: BCL:0;ARA:13230040|82310400026|13003099007|19002099009|5063699009|11063799006|10067099003|55112099003|57112099003|16102099003|18003699003;
X-Forefront-Antispam-Report: CIP:213.184.53.4;CTRY:EE;LANG:et;SCL:-1;SRV:;IPV:CAL;SFV:NSPM;H:mail1.rit.ee;PTR:mail1.rit.ee;CAT:NONE;SFS:(13230040)(82310400026)(13003099007)(19002099009)(5063699009)(11063799006)(10067099003)(55112099003)(57112099003)(16102099003)(18003699003);DIR:INB;
X-MS-Exchange-CrossTenant-OriginalArrivalTime: 30 Jul 2026 10:55:08.7253
 (UTC)
X-MS-Exchange-CrossTenant-Network-Message-Id: 3903e942-aa36-4488-611b-08deee2905a8
X-MS-Exchange-CrossTenant-Id: 8fe098d2-428d-4bd4-9803-7195fe96f0e2
X-MS-Exchange-CrossTenant-AuthSource: AMS0EPF00000199.eurprd05.prod.outlook.com
X-MS-Exchange-CrossTenant-AuthAs: Anonymous
X-MS-Exchange-CrossTenant-FromEntityHeader: Internet
X-MS-Exchange-Transport-CrossTenantHeadersStamped: PAWPR02MB9199
X-MS-Exchange-Transport-EndToEndLatency: 00:00:05.5659094
X-MS-Exchange-Processed-By-BccFoldering: 15.21.0270.009
X-Microsoft-Antispam-Mailbox-Delivery: ucf:0;jmr:0;auth:0;dest:I;ENG:(910005)(944506478)(944626604)(920097)(930201)(20251009189)(140003);
X-Microsoft-Antispam-Message-Info: =?us-ascii?Q?u7+mjvRi/pku9jbqNkrbGrQdr3x0dVqxrN1OW+X8uWA0sbwTKS3Z3Ybc13We?=
 =?us-ascii?Q?3KrJ5w13occiO8EPAoXR4Ry64ecKhaICxc4pNmt19TP3NrpHCgHAl8Ilv7Pc?=
 =?us-ascii?Q?ltoXYTUCLDNyEatG8PZzu03RAnhqkKOWUKigw7ag4NTcYJvvOjakgbgc1+Ai?=
 =?us-ascii?Q?WYWOxDxt6MOd2xyf6Newlq2R9Hxj+22XBhSHxBH05ehq8MRUhN4MX5J8obgH?=
 =?us-ascii?Q?DJbN7mAG8VXJWLqAByfv2bHwjm7OyPuEIMHOiKAxHMXEths7Ggvuq4geIwsz?=
 =?us-ascii?Q?JnE+IqsBqmGcIWQD6fg9Nthv3+C9DEjLXQxI202RoYcaMHMDLbbKY9ljH6EO?=
 =?us-ascii?Q?ZIhdQWyR2EDYW7texDUl82TftOehuAAl9iw681RJGe/yqOTlrV9QF+H9iN7W?=
 =?us-ascii?Q?ORt1gupMJeIpPIfehuZGsLsHJOiVNJife8p7lyuG6UaVe8YfvkCz8ngCtr/E?=
 =?us-ascii?Q?tmRwjlRsHfD9oG3oBddZNF12AhTbhv91LGviHcDT7O4+e4aoTz6eCLNAuJoS?=
 =?us-ascii?Q?FwHQKWUH1VX5xBcAxR22eY2rxf421OmFii2S51jAu2DQIZb2ir4Mkrn5Po0e?=
 =?us-ascii?Q?Slz6y1oM5ZD4UtJzfu4MqCp1foq2AJ/S3FNdH7QXvgvoDTgmT91HzUA5/lZr?=
 =?us-ascii?Q?UdUgiH0/MwfrSjsCYwS2zmZy7xzs8Db4txjqGuQ61loOS1/Pxze/N4z3eWnS?=
 =?us-ascii?Q?qJuASJlG4VNvVTO1xvM+xuqD6eg0aFVY3AECsJEkmCSzf0sbQHi
	t9J3o8ULn?=
 =?us-ascii?Q?zKi8n6sFqRzxxN4wdrK+QIeI5ZgPcb6iEbKaNcT0mN3EwCSDxcLjgNJHUanK?=
 =?us-ascii?Q?eV6UFD14SNTEi2A718JhK1j3eCCntPnd8G9lzAlJ4+Mb2YdbCBcu9Ag+8GLQ?=
 =?us-ascii?Q?zVl98baY5/Grt361lS9BANabur8k2IMLLbXIfDRDA/tuMjjcjVntp8Zw17kh?=
 =?us-ascii?Q?lSzjazejZjpoabi3G+CqSLrDsdwRqMV1vfs4ltEnSHS3p44lugZd1ZAEZfGt?=
 =?us-ascii?Q?pj33vVS6mFG4O934qqN4eVRb1eu6B2vDDw3xoc8WVdKqH9F/NRFkQa+yT0vv?=
 =?us-ascii?Q?0tr+HYn+NYGf5WapZ7nO29CdSKVA9fA++Dgpf7l++4ci1ybELB5a+EmJ8DLy?=
 =?us-ascii?Q?+Khm7YHUuuiuLTXZ46euyceHkR2o+HnHR/TMUOLJe8lbFS96E5iQAm1s0Viy?=
 =?us-ascii?Q?rL4spSHVpmkkY6QURHGGjB8wZ3/bN+GNWwKj+LAGjQ0I6N7PQ6ta1vEZG2dZ?=
 =?us-ascii?Q?/2QJtLzzRhKTmJVKD1I23YazuzDhSAwMd1rJQ3wC4dQPjWZGGm7r6yNuImHi?=
 =?us-ascii?Q?8X9JvR+Gs4ZG8dkAjME49zXpFi3/1Af1mlZjykybURAyEZN003O2BnKmavmr?=
 =?us-ascii?Q?udMKZvzY7Cmn52BWUZel47PaFW+yoQ8ayDhLFSQ0NA7a2ltV9q9eLSMMcieg?=
 =?us-ascii?Q?w5niIx1uDMsNDfEFyhJz4BPTM2E9idOURGytjPOPTLL9fzxAmqF+ule4DIKi?=
 =?us-ascii?Q?ON997xcEu1GbS6E+i1CuiclY/wynrq7/34YxH
	axfkTyEd3zi2yYbJDWwN5BJ?=
 =?us-ascii?Q?MI+8MIy+oOwS6fVqLLkkkmi+yl+qODEfU89q8JjkwpCYGohWpfcsjaDlo0Sn?=
 =?us-ascii?Q?DEy5fn+AXfSn+9cPy/GqkzEy0okgh5JKhOiD3n0crHaajt0NtTy7gyTDpThD?=
 =?us-ascii?Q?Bi83IFYtlu+PmnUv1yfP+6epYnL7k3VP+VyS/uC6xkVAEdD0e8zv5/1E1+Oq?=
 =?us-ascii?Q?6bT0Qh2UYQZoi1k2+OH2SVZkko1aFoyoXNE+jhTczyD8zoOITdJJlgRO+cPR?=
 =?us-ascii?Q?oLZROqWrwqGm5CaiUZw/ZHb5MImaH2bn6JrytRG4eoyRvVuRsZGx70BhZFa2?=
 =?us-ascii?Q?dsLvca5lBW7CbdbZfzSZ9ezuWaQqYI9zAUI9x9kCoGFLCrTJSG6QlFu3MtYB?=
 =?us-ascii?Q?SxRfHYt3iiIZiw8/IOsRUG/RZ0s07Uoe8MGqu55mHzA9RR2ltRrweW5Dq4V8?=
 =?us-ascii?Q?aq4LyxqwcpUcG4EuvOwGvUjHgPfXAlf8d30j/iQWBYsue8RqLPlcDoxxx8dD?=
 =?us-ascii?Q?RPANV1brWrOqbQOuq8D34sC8xesmosDevx4Hd2CGqscceGxTolM3IJTaL3Fa?=
 =?us-ascii?Q?ReeiHJsFy3IIZPn3w3Z0ryoiXzIivp5CmwPJKcXKIfHTWW5I8L8m19N7KdHM?=
 =?us-ascii?Q?rmAgIndEAZctIbP6i6Kp/n1ZAt2MrDEh7ogwWfQq/tgDxSp7DavxKlUNDGBJ?=
 =?us-ascii?Q?MSPOwq9B7/GvenW3QjSnd+Raygs6RVR0jS9ZHoh4V8YPaNzfFTLQTg1m6PJX?=
 =?us-ascii?Q?o2u9u12/txv6Leqh4LJ2WK/
	XYjjOfJdWwjXUSPb1kiFvjmuYx3VoiOZLpSZL?=
 =?us-ascii?Q?F7asHOKd6hdoDqgwCPH1/nliYByq2zMIfeUiDnFlMxKl0Pf9gAkVO/mwMKay?=
 =?us-ascii?Q?oUqqfGltSR1/H4jHZoAeRKSGNSumHZ6agW/v6Rlcoam0PG7VvWX4795UH3oD?=
 =?us-ascii?Q?GHIrCc80LmlA8kfAP76gIeukNrqhUFLlnyzOteRgBpDtGUW3MFeCNP86xxt9?=
 =?us-ascii?Q?ZOJ25N+lhBi16Pxvk9Ii6YI5sFORAwi40AWvll3ntz7cuYNoYrvp1OPUE8fL?=
 =?us-ascii?Q?3+PlJn3JtK6JtbLrL19Kg0o=3D?=
Content-Language: en-us
x-ms-exchange-organization-originalclientipaddress: 213.184.53.4
x-ms-exchange-organization-originalserveripaddress: 10.167.16.245
dkim-signature: v=1; a=rsa-sha256; q=dns/txt; d=mfa.ee; s=dkim2018; c=relaxed/relaxed; h=date:message-id:to:subject:from:reply-to:content-type; bh=VoBX0wexFtm6etVHBA25usIPzTTkrI1LdKsft54/ybU=; b=y2mpMsfvF2YAfn/A/otpntdaSaeShBs4Cxm7VHtkzQ2w3yUYjag1YgxCcmP/yo6sGfVprTJdBSr+	MLbbbanQoPTSVEOidRLMqMmfKRQRun9iOfrxQopz0Y+Gt3sHJzlsw0S0pOZgXXaFHOPGo6Z/H6O+	vx78RH6fKEAHRzBEULlJel65cxe1iLkbwOmjk8UzUHUV0/8Dmxi0ikBPmbEv5we45BFC1cCsI88H	zsLLdNSscOtadjQfjd6grS2+yUUKJFDP56eIfXdMKVWHFaPOqmCaNTgYf8Z2r6XOn4hxdZrvCMJl	pIgx2E123ANef5JGKVeMm/3lukFg/noBiE70wg==
received-spf: None (mail1.rit.ee: no sender authenticity  information available from domain of  postmaster@jupiter.vm.ee) identity=helo;  client-ip=213.184.49.23; receiver=mail1.rit.ee;  envelope-from="prvs=167822ab0d=eelo@mfa.ee";  x-sender="postmaster@jupiter.vm.ee"; x-conformance=spf_only
X-Amp-Result: SKIPPED(no attachment in message)
X-Amp-File-Uploaded: False
X-MS-Exchange-ExternalInOutlookResult: NotEnabled
X-OlkEid: 00000000836E40BCE6F45249A1B797D09F9B03A3070034AD76187591974DBF6C4F76951C873A0100020000000000B781C84F2D6872479591B4ED6ECE3C530000000096AD0000E84A9AF269E25E47B14454098951D7FA
X-FEAS-BEC-Info: WlpIGw0aAQkEARIJHAEHBlJSCRoLAAEeDUhZUEhYSFhIWkhZXkguLT4lWFpYWFhYWV1RWV1fSFhISFlZSA0NBAcoBQ4JRg0NSFlIWVlIDQ0EBygFDglGDQ1IWUhZSFlb
 SFlYRllYWEZZWlFGXlFIUEhYSFhIW0hYSFhIWEhZWUgNDQQHKAUOCUYNDUhZSFleSAEGDgcoAh0bHAwBDwFGDQ1IWEhaWkg+DQEDB0YjBxgJBQ0NGygcHAIJRg0NSFg=
X-FEAS-Client-IP: 10.100.129.69
X-FE-Policy-ID: 22:19:0:SYSTEM
X-FE-Hostname: jupiter.vm.ee
X-Authentication-Warning: eelo-host.mfa.ee: www-data set sender to eelo@mfa.ee using -f
X-FE-Envelope-From: eelo@mfa.ee

Adressaadid: info@justdigi.ee, eelo@mfa.ee

V�lisministeeriumis registreeritud: 15.3-3/2026/421
Kohtuasja number: C-571/26
Vastuse kuup�ev: 13.08.2026
Staadium: Uus menetlus
M�rks�nad: kohtuliku kontrolli ulatus; krediidiandjate kohustus kontrollida 
tarbija krediidiv�imelisust; n�uete tunnustamine pankrotimenetluses; 
tarbijakrediidilepingud; j�ustunud kohtulahendist tulenev n�ue
�iguslikud vormid: direktiiv 2008/48/E�
Kommentaarid: Juhime t�helepanu asjaolule, et tegemist on Eesti kohtu 
esitatud eelotsusetaotlusega ning et riigid �ldjuhul esitavad seisukoha oma 
riigi kohtute esitatud asjades.

Dokumentidega on v�imalik tutvuda EELO keskkonnas aadressil
https://eelo.mfa.ee/eelotsus_vaata.php?id=8937

Palun teatage 7 p�eva jooksul, kas kohtuasja temaatika kuulub teie 
vastutusalasse.

Juhul, kui kohtuasja temaatika ei kuulu teie vastutusalasse, palun viidake, 
milline teine ametiasutus sellega peaks tegelema.

Palun teatage, kas Eesti peaks selles eelotsusemenetluses seisukoha esitama, 
ja p�hjendage oma arvamust (ka eitavat seisukohta).

EL �iguse b�roo
V�lisministeerium